Have you ever wondered why most people don’t compare cheap car insurance quotes? Some people chose their insurance companies by asking family or friends for their company’s name. Other chose their insurance by going with the highly advertised names they heard on TV or the radio. But when asked if they ever compare car insurance quotes, many individuals just give you a weird look like you asked them something strange or ridiculous.
Many have been with their insurance brokers for so long they’ve become close friends. Others will tell you they never speak to the same broker twice because the company is so large they don’t get personal service anymore. It’s come to the point where receiving a letter or bill in the mail is the only correspondence we get from our insurance companies. Think about it folks, when was the last time you received a call or letter from your insurance broker letting you know that your rates were going to be lowered because you’ve been driving well this year? OK, stop laughing I was just trying to make a point.
Nowadays, anyone can go online and compare cheap car insurance quotes before deciding on which company to buy insurance from. It’s no longer necessary to pay the same rates every year without any chance of having your rates lowered. Why do insurance companies raise our rates the first chance they get? My insurance was raised after having a 10 year clean record because I was involved in an auto accident that was proven to be the other guys fault. It was explained to me that my rates went up because I was now considered to be a high risk. Well, I immediately asked where my discount was for my past 10 years of safe driving. You guessed right; the phone went quiet and I was put on hold to speak with a supervisor. After that experience, I found out that many online services would offer me a number of different rates from various insurance companies making it much easier and faster for me to make my decision for buying insurance for my car.
It’s time for all of us to wise up and decide to compare cheap car insurance quotes from other companies. Getting the best rates is now a choice we can make by educating ourselves on which companies are offering the lowest rates in our area for the year and specific model car we drive. Don’t be fooled into thinking that dealing with large national insurance companies will get you automatic discounts and the lowest rates because they have so many customers.